How do you actually think about Bitcoin as a percentage of your total savings?

Something I keep running into when I try to plan this out properly. Every personal finance framework I've used puts a number on things. Percentage in emergency fund, percentage toward retirement, percentage in whatever else. Clean allocations, everything accounted for. But when Bitcoin comes up, nobody really agrees on what that number should look like for someone who isn't all in but also isn't just dabbling. Some people say five percent and sleep fine. Others say anything under twenty isn't worth the admin of tracking it. And there's a version of the argument that says the percentage barely matters if your time horizon is long enough, which sounds reasonable until a rough month hits and you're staring at a number that moved way more than the five percent weighting would suggest it should.

The part that genuinely confuses me is that the percentage feels like it should scale with conviction, but conviction isn't a fixed thing. It shifts based on what you read, what the price did last week, whether you feel good about the rest of your finances that month. That seems like a bad basis for an allocation decision, but it might also just be how most people actually operate and nobody admits it.

What did people land on, and did you get there by actual reasoning or did you just pick a number that felt okay and stick with it?